Frequently Asked Auto Insurance Questions

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  • How Much does Car Insurance Cost per Month?

    • Laying dollar signAccording to recent data released by the National Association of Insurance Commissioners (NAIC), the average cost of auto insurance paid by residents in the United States was roughly $800 per year which is around $67 monthly. These averages are based on premiums paid across the entire country for...
  • What are the Six Parts of a Car Insurance Policy?

    • Insurance documentationA car insurance policy consists of six different parts; four of which consist of types of coverage and the remaining two consisting of general provisions and the duties of a policyholder following a loss or accident. When policies are issued, a declarations page and policy form will be included which lists...
  • Why Do Men Pay More Than Women for Car Insurance?

    • male driverGenerally, males will end up paying more for auto insurance than their female counterparts; this is mainly because of the statistics that have been compiled which show men being more aggressive behind the wheel, having a higher tendency of driving under the influence, speeding and...
  • When Should Insurance Be Purchased when Buying a New Car?

    • The timeframe in which to purchase auto insurance on a new car is dependent on a few different circumstances. If an individual is currently uninsured, the automobile dealership generally will not let the vehicle be driven off the lot without...
  • What is the Average Price of Car Insurance?

    • U.S. dollar signAccording to a December 2009 report from the National Association of Insurance Commissioners (NAIC), the average auto insurance premium paid in the United States in 2007 was $795. The average price paid for a Liability policy was $475, Collision coverage prices averaged $301 and Comprehensive policies averaged $136. These premiums are based on...
  • What Auto Insurance Should I Carry in Texas?

    • state of TexasThe amount of coverage that should be carried in the Lone Star State is dependent on a particular individuals needs. Not all motorists are in need of the same level of protection, therefore they must evaluate their own situation in order to determine the right coverage for them specifically. One thing that is certain is that it is against the law to...
  • Does Auto Insurance Cover a Driver Who Borrowed a Car?

    • giving keysTypically, if an individual borrows a policyholder's vehicle, the coverage may transfer and cover losses that occur while in another person's possession with certain exceptions. First and foremost, the individual who is borrowing the automobile must have the permission of the insured to operate the vehicle or reasonable belief that they are entitled to...
  • How Can I Find Cheap Auto Insurance in Arizona?

    • Arizona flagA very effective way for motorists to find the cheapest car insurance in AZ is to shop around and compare the rates of various carriers. The price that a company may charge one individual can vary quite a bit from another; therefore comparison shopping is one's best bet of...
  • What is the Most Affordable Car Insurance in Michigan?

    • state of MichiganObtaining the most affordable coverage in the state of Michigan will most likely be achieved by purchasing only the minimum policy required by law. These policies are the least that can be purchased in order to satisfy legal requirements and do not cover the policyholder for...
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